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Showing 81–90 of 42558 articles for “Art. L 314-6”
The employer shall ensure that the knowledge acquired during training is regularly updated, particularly in the event of changes to the legislation or regulations applicable to consumer credit or over…
For credit transactions intended to finance the needs of a professional activity or intended for legal persons governed by public law, the overall effective rate is an annual rate, proportional to the…
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
The calculation of the overall effective rate is based on the assumption that the credit agreement will remain valid for the agreed term and that the creditor and borrower will fulfil their obligation…
…of a discounting transaction, the period rate is defined as the ratio between the interest and miscellaneous costs payable by the borrower in respect of the discount and the amount of the discounted b…
Every quarter, the Banque de France conducts a survey of euro-denominated loans to collect from credit institutions the data needed to calculate average effective rates. This calculation is based on a…
In order to draw up the disclosure document on the basis of accurate information, the lender or intermediary shall ask the borrower to provide the documents, in particular the contractual documents, p…
Included in the annual percentage rate of charge for the loan, where they are necessary to obtain the credit or to obtain it on the terms advertised, are in particular:1° Application fees;2° Fees paid…
The annual effective rate of insurance is accompanied by a statement of the cover for which it includes the cost.
Lenders must inform borrowers of the usury thresholds corresponding to the loans they offer. Credit institutions shall make this information available to their customers in the same way as for the gen…
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