French Insurance Code
In forceIn the event of cessation of payment of contributions, the agreement may provide for forfeiture of vested rights if the member does not provide proof of payment of at least two annuities.
It may also provide for a reduction in the number of annuity units registered in a member's account in application of
article R. 441-18:
-where the person concerned has paid premiums or contributions for more than three years, but has not made regular payments up to the age at which he becomes entitled to benefits, this reduction may not have the effect of reducing the benefit to an amount less than the product of the number of annuity units entered before the reduction by the average of the service values of the annuity unit fixed for the years during which he made his payments;
-when the member does not have a minimum number of years since joining the scheme, as set by the agreement, to his credit at the age at which he begins to receive benefits;
-when the member requests an earlier start date;
-when the member makes use of the optional reversionary entitlement provided for in the agreement.
The agreement may also provide for an increase in the number of annuity units recorded in the member's account in application of the aforementioned article R. 441-18 when the person concerned postpones the date on which he/she becomes entitled to benefits.
