Title II: RULES FOR THE FORMATION AND PERFORMANCE OF CERTAIN CONTRACTS

For the application of the provisions of article L. 222-5, the supplier shall provide the consumer with information concerning:
1° Its identity: the identity, principal activity, geographical address at which the supplier of financial services is established, and any other address necessary for monitoring relations between the consumer and the supplier. Where the supplier uses the services of a representative or intermediary, he shall also communicate to the consumer the identity of that intermediary and the addresses of the intermediary to be taken into account in relations with the consumer. 2° The financial service: the supplier shall communicate to the consumer the specific information documents relating to the products, financial instruments and services offered required by the legislative and regulatory provisions in force or, in the absence of such documents, an information note on each of the products, financial instruments and services offered and indicating, where applicable, the specific risks they may entail. The supplier shall inform the consumer of the total price due, including all commissions, charges and expenses relating thereto and all taxes paid through the intermediary of the supplier. The supplier shall also inform the consumer of the existence of any other taxes or charges not paid or invoiced by him. The supplier shall inform the consumer of any limitation on the period during which the information provided is valid, of the methods of payment and performance and finally, where applicable, of the existence of any specific additional cost for the consumer relating to the use of the means of distance communication;
3° The distance contract: the supplier shall inform the consumer of the existence of the right of withdrawal referred to in Article L. 222-7, its duration, any financial consequences of its implementation, and the address to which the consumer must notify his decision. In the absence of such a right, the supplier shall inform the consumer thereof and of the consequences of such absence. For property credit agreements referred to in article L. 313-1, the supplier shall inform the consumer that, even with his agreement, the agreement cannot be concluded during the first ten days following receipt by the consumer of the offer of credit.
The supplier shall inform the consumer of any contractual rights the parties may have to terminate the contract, without omitting any penalties imposed by the contract in this case. The consumer shall be informed of the language or languages that will be used between the parties during the pre-contractual relationship, as well as the language or languages in which the contract will be drawn up. The language used during the contractual relationship shall be chosen in agreement with the consumer;
4° Remedies: the supplier shall inform the consumer of the law applicable to the pre-contractual relationship and to the contract as well as of the existence of any clause concerning the choice of jurisdiction. The supplier shall inform the consumer of the existence or absence of accessible out-of-court complaint and redress procedures and, if such procedures exist, how to exercise them. The consumer is also informed of the existence of guarantee funds or other compensation mechanisms, such as compensation mechanisms for depositors, investors and guarantors, respectively referred to in articles L. 312-4, L. 313-50 and L. 322-1du code monétaire et financier.