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Showing 61–70 of 61125 articles for “Art. s. L 314-1”
The provisions of this section do not apply to distance contracts for financial services governed by the Chapter II of Title II of Book II of this Code, as well as canvassing and the remote provision…
The lender guarantees that the information and documents will be accessible for a period appropriate to their purpose. For pre-contractual and contractual documents this period may not be less than fi…
Every quarter, the Banque de France conducts a survey of euro-denominated loans to collect from credit institutions the data needed to calculate average effective rates. This calculation is based on a…
Lenders must inform borrowers of the usury thresholds corresponding to the loans they offer. Credit institutions shall make this information available to their customers in the same way as for the gen…
For the application of the provisions of article R. 314-20, the information document includes a table comparing the financial characteristics of the loans being considered for consolidation with the f…
For the purposes of article R. 314-6 du code de la consommation, the following terms are defined: Post-counted commission: commission invoiced to the customer at the end of the period in respect of ad…
PART I: Basic equation expressing the equivalence of loans, on the one hand, and repayments and charges, on the other. The basic equation, which defines the annual percentage rate of charge (APR), exp…
The staff concerned by the obligation of professional competence mentioned in articles L. 314-24 and L. 314-25 are natural persons who work for the creditor and who are directly involved in drawing up…
When the amount of the transactions mentioned in articles R. 314-7 and R. 314-8 is less than an amount set by order of the Minister for the Economy and Finance, a flat-rate minimum fee may be charged…
Lenders and intermediaries shall ensure that their staff satisfy the professional training obligation mentioned in 2° of article D. 314-23 when they take up their duties.
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