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Showing 41–50 of 61125 articles for “Art. s. L 314-1”
For credit agreements falling within the scope of chapitres II and III du présent titre, le taux effectif global est dénommé " Taux annuel effectif global ".
The provisions of the deposit account agreements referred to in I of Article L. 312-1-1 governing payment transactions are subject to the provisions of this chapter.
The persons responsible for providing the borrower with explanations of the loans mentioned in articles L. 312-1 to L. 312-3 and to collect the information needed to draw up the sheet provided for in…
A usurious loan is any conventional loan granted at an overall effective rate that exceeds, at the time it is granted, by more than one third, the average effective rate charged during the previous qu…
Creditors and credit intermediaries shall ensure that the staff under their authority possess and keep up to date appropriate knowledge and skills concerning the preparation, offer and granting of cre…
The the provisions of Article L. 511-5 of the French Commercial Code shall apply to bills of exchange and promissory notes subscribed or endorsed by borrowers, even those of full age, in connection wi…
The creditor shall ensure that the information sheets provided for in articles L. 312-12 and L. 313-7 as well as the credit offers and agreements provided for in articles L. 312-13, L. 312-28 and L. 3…
The effective annual rate of insurance is not mentioned for hire-purchase and hire-purchase transactions.
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
The annual effective rate of insurance is accompanied by a statement of the cover for which it includes the cost.
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