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Showing 21–30 of 42843 articles for “Art. R 314-4”
For credit transactions intended to finance the needs of a professional activity or intended for legal persons governed by public law, the overall effective rate is an annual rate, proportional to the…
Where the granting of a loan is subject to a prior savings phase, the overall effective rate is calculated without taking account of this savings phase.
In the case of an advance made under a factoring contract, the overall effective rate is an annual rate, proportional to the period rate and expressed per hundred monetary units.The amount of the adva…
The calculation of the overall effective rate is based on the assumption that the credit agreement will remain valid for the agreed term and that the creditor and borrower will fulfil their obligation…
In the case of a discounting transaction, the period rate is defined as the ratio between the interest and miscellaneous costs payable by the borrower in respect of the discount and the amount of the…
In order to draw up the disclosure document on the basis of accurate information, the lender or intermediary shall ask the borrower to provide the documents, in particular the contractual documents, p…
The annual effective rate of insurance is accompanied by a statement of the cover for which it includes the cost.
For the purposes of article R. 314-6 du code de la consommation, the following terms are defined: Post-counted commission: commission invoiced to the customer at the end of the period in respect of ad…
PART I: Basic equation expressing the equivalence of loans, on the one hand, and repayments and charges, on the other. The basic equation, which defines the annual percentage rate of charge (APR), exp…
The overall effective rate determined in accordance with the procedures laid down in articles L. 314-1 to L. 314-4 is mentioned in any written document evidencing a loan agreement governed by this sec…
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