Article R314-19
Where the purpose of the credit transaction is to repay at least two previous debts, including an outstanding credit, the creditor or credit intermediary shall, after dialogue with the borrower, draw…
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Showing 21–30 of 2738 articles for “Art. 314-30”
Where the purpose of the credit transaction is to repay at least two previous debts, including an outstanding credit, the creditor or credit intermediary shall, after dialogue with the borrower, draw…
I. - After an individual payment transaction or a payment transaction covered by a framework contract for payment services or by the terms of a deposit account agreement referred to in I of article L.…
The content of the training may be adapted where the persons concerned can provide their employer with evidence of having obtained a national diploma covering the knowledge, diligence and approaches p…
The threshold mentioned in article L. 314-11 is reached when the proportion of home loans mentioned in article L. 313-1, represents 60% of the total amount of the credit consolidation transaction. The…
For all credit transactions other than those mentioned in article R. 314-2, the annual percentage rate of charge referred to in article L. 314-3 is calculated in arrears, expressed per hundred monetar…
Payment institutions and electronic money institutions that provide payment services are required to make available, on paper or on another durable medium, to their customers and to the public the gen…
Lenders shall ensure that the professional knowledge and skills of their staff are kept up to date, as part of ongoing training, through appropriate professional training, the minimum duration of whic…
I. - Where the payment service offered is linked to a payment account that is not covered by a deposit account agreement pursuant to I of Article L. 312-1-1 or to a specific payment instrument, a fram…
For an overdraft authorisation or overdraft facility, where the annual percentage rate of charge is calculated before they are used, the calculation is made using the method defined by the formula set…
Lenders and credit intermediaries shall ensure that the staff defined in article D. 314-22 fulfil the conditions of professional competence resulting from: 1° Either a diploma mentioned in the agreeme…
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