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Showing 71–80 of 42843 articles for “Art. R 314-4”
In all cases, for the purposes of determining the overall effective rate of the loan, as well as the effective rate taken as a reference, any direct or indirect charges, taxes, commissions or remunera…
When a credit transaction is intended to group together credits mentioned in article L. 313-1, the new credit agreement is subject to chapitre III. Any credit consolidation transaction secured by a mo…
The provisions of Chapter II and III and sections 2 to 7 of this chapter are of public order.
Performance of the debtor's obligations may be suspended, particularly in the event of dismissal, by order of the protection litigation judge under the conditions set out in Article 1343-5 of the Civi…
Creditors and credit intermediaries shall ensure that the staff under their authority possess and keep up to date appropriate knowledge and skills concerning the preparation, offer and granting of cre…
For credit agreements that provide for amortisation in instalments, the overall effective rate must be calculated taking into account the terms and conditions of the amortisation of the debt.
For credit agreements falling within the scope of chapitres II and III du présent titre, le taux effectif global est dénommé " Taux annuel effectif global ".
The persons responsible for providing the borrower with explanations of the loans mentioned in articles L. 312-1 to L. 312-3 and to collect the information needed to draw up the sheet provided for in…
Unless this is incompatible with the nature of the distance contract concluded or the financial service provided, the borrower may, immediately and at any time during the credit transaction, object by…
The creditor shall ensure that the information sheets provided for in articles L. 312-12 and L. 313-7 as well as the credit offers and agreements provided for in articles L. 312-13, L. 312-28 and L. 3…
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