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Showing 111–120 of 52319 articles for “Art. 313-1”
…b-paragraph, the following are treated as loansa) The credit transactions referred to in Article L. 313-1 ; b) The subscription of savings bonds referred to in Article L. 223-1.Current account advance…
The assessment of solvency is based on information relating to: 1° The borrower's income, savings and assets; 2° The borrower's regular expenditure, debts and other financial commitments. The creditor…
The appraiser provides evidence of professional skills resulting from:1° Either a higher education diploma attesting to specific real estate training and professional experience of at least three cons…
For account overdrafts, a usurious loan to a natural person acting for business purposes or to a legal person engaged in an industrial, commercial, craft, agricultural or non-commercial professional a…
Access to credit is guaranteed under the conditions set out in Articles L. 1141-1 to L. 1141-3, L. 1141-5 and L. 1141-6 of the Public Health Code.
Credit is granted to the borrower only if the creditor has been able to verify that the obligations arising from the credit agreement are likely to be fulfilled in accordance with what is provided for…
The fixed interest on the equity loan is increased, under the conditions set out in the contract, by a profit-sharing clause, in particular with regard to the borrower's net profit. This participation…
Advice is considered to be independent if it is provided on the basis of a sufficiently large number of credit agreements available on the market and if its provision does not give rise to any remuner…
The terms and conditions for applying the assessment of the borrower's creditworthiness are specified by decree in the Conseil d'Etat.
The creditor may neither terminate nor subsequently amend the credit agreement entered into with the borrower on the grounds that the information provided was incomplete or that the creditor incorrect…
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