French Civil Code
In forceThe person responsible for the protective measure may not close any accounts or passbooks opened in the name of the protected person before the measure was pronounced. Nor may he or she open another account or passbook with a new institution authorised to receive funds from the public.
The guardianship judge or the family council if it has been constituted may, however, authorise him or her to do so if the interests of the protected person so require.
An account is opened in the name of the protected person with the Caisse des dépôts et consignations by the person responsible for protection if the judge or the family council if it has been constituted deems it necessary.
When the protected person does not hold an account or passbook, the person responsible for the protective measure opens one for him or her.
Bank collection, payment and asset management transactions carried out in the name of and on behalf of the protected person are carried out exclusively through accounts opened in the protected person's name.
Fruit, proceeds and capital gains generated by funds and securities belonging to the protected person accrue exclusively to the protected person.
If the protected person has been banned from issuing cheques, the person responsible for the protective measure may nevertheless, with the authorisation of the judge or the family council if it has been formed, operate under his signature the accounts held by the protected person and have all the usual means of payment.
